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Low Interest Small Business Loans for NYC Entrepreneurs

If you’re a NYC-based business – a startup, growth-stage business, or needing a boost after the pandemic – our NYC Small Business Opportunity Fund is a trusted, affordable way for you to invest in your business.

• No minimum credit score required

• Loans up to $250,000 at 4% fixed interest rate

• Free business support

• Easy to apply

• No application fee

Apply today and get your business on a sustainable path toward growth and success. Or, if you’ve already applied, spread the word to other small businesses.

The NYC Small Business Opportunity Fund is made possible through public-private partnerships with Goldman Sachs’ One Million Black Women, Mastercard Center for Inclusive Growth, Community Reinvestment Fund, USA (CRF), local Community Development Financial Institutions(CDFIs), and small business service centers.

Call 888-SBS-4NYC for questions or help with your application.

The Greg Hill Foundation has teamed up with Grubhub to create a new grant opportunity for restaurants through Restaurant Strong Fund. To support restaurant owners in their efforts to winterize their outdoor dining spaces and increase their capacity for guests, The Restaurant Strong Fund will be providing $10,000 grants to restaurant. These grants will be limited to restaurants that have 5 or less locations and within the following cities: Boston, Chicago, New York, Philadelphia. Restaurants will have the opportunity to apply for this grant by providing specific plans on winterizing their outdoor dining spaces. Grubhub has kick-started this campaign by pledging a donation of $2,000,000.

Applications for grants will be open from Tuesday, November 29, 2022 through January 6, 2023. The Restaurant Strong Fund will be accepting 500 grant applications for each city and initial grants will be awarded to restaurants on a rolling basis starting on December 9th, 2022. To qualify for grant assistance, a restaurant must satisfy all of the following requirements:

Completed Application Form in one of the Participating Cities

5 or less locations for the restaurant and restaurant ownership group

Provide a detailed plan of winterization of outdoor dining space

Provide restaurant capacities for both interior and exterior dining

Provide an appropriate explanation for the need of a grant

If awarded, agree to provide photos of outdoor setup.

The U.S. Small Business Administration (SBA) announced today that federal Economic Injury Disaster Loans are available in parts of New York and adjacent counties in Connecticut, Massachusetts, New Jersey and Pennsylvania for small businesses, small agricultural cooperatives, small businesses engaged in aquaculture, and most private nonprofit organizations with economic losses due to drought that began Aug. 9.  

The declaration includes Dutchess, Orange, Putnam and Westchester counties in New York; and the adjacent counties of Bronx, Columbia, Nassau, Rockland, Sullivan and Ulster in New York; and Fairfield and Litchfield in Connecticut; Berkshire in Massachusetts; Bergen, Passaic and Sussex in New Jersey; and Pike in Pennsylvania. 

Under this declaration, the SBA’s Economic Injury Disaster Loan (EIDL) program is available to eligible farm-related and nonfarm-related entities that suffered financial losses as a direct result of this disaster. The loan amount can be up to $2 million with interest rates of 3.04 percent for small businesses and 1.875 percent for private nonprofit organizations, with terms up to 30 years. Applicants may apply online using the Electronic Loan Application (ELA) via the SBA’s secure website at DisasterLoanAssistance.sba.gov/ela/s/ and should apply under SBA declaration # 17675.

The multi-year OSWD funding includes $150 million for new grant programs administered by ESD that will support employer-driven, high-skilled workforce training programs.

Looking for capital for your small business or startup? Through SBA's microloan program, entrepreneurs can borrow up to $50,000 for working capital, inventory, supplies, and more. The average microloan is about $13,000.

Westchester County Business FIRST Grant Program for Diverse Businesses The deadline for Westchester County registered MWBEs, SDVOBs & DBEs impacted by the COVID-19 Pandemic to apply for a Business FIRST Grant is 5:00 PM on October 21, 2022.